1. Start with your new document and Create a New layer. Select Rectangular Marquee tool and create a big header .
Set foreground color to #FF9933 and background color to #CC6600. Fill the selection with reflected gradient tool from top to bottom.
Go to Filter>Pixelate>Mosaic
Call this layer "Header Base".
2. Now Duplicate this layer. With the help of marquee tool select it like this:
Now select rest of the header and apply Craquelure.
Your picture should look like this:
Set its layer mode to soft light.
3. I use some texture and apply some Liquify to the texture and set texture layer mode to screen
4. Here is the final result:
More Tutorials: 
