1. Create new file with white background. Type the text.
2. Fill it with the color resembles to stone. Try the last row of color swatches.
3. Layer > Layer Style > Bevel & Emboss
( depth 700 size 5 Chisel Hard)
4. Filter > Noise > Add Noise
(Amount 16 Uniform Monochromatic )
Say OK when asked for Rasterize.
5. Filter > Distort > Ocean Ripple (size:9 magnitude:9)
(Remember to keep Black as a background Color)
6. Layer > Layer Style > Drop Shadow
