Create a new file (File>New), having 1280x1024 px and 72 dpi. Select then the Paint Bucket Tool (G) to fill the file with the color #EADCBC
Next we shall use the Pen Tool (P) to continue representing the background of the picture we want to have finally. The layer's color is #BCA26D.
Using the Rectangle Tool (U), try to represent a lot of colored small stripes which must be inclined a little by selecting the Free Transform solution.
Applying the same instrument, try to add several more stripes.
The same instrument should be used for representing above the already made top yellow stripe another one that should be inclined too with Free Transform option.
Set the next parameters for the layer containing the pink stripe by making a mouse's click on this layer on the layers' panel.
Blending Options>Drop Shadow
Using the Rectangle Tool (U), we shall represent one more stripe, situated diagonally. The layer's color in this case is #F10C85. The stripe should be inclined too, applying the well – known solution already.
The layer's parameters: Blending Options>Drop Shadow
Blending Options>Stroke
Try to represent inside the large stripe several thinner stripes, selecting the same tool for drawing them.
Use the last tool to draw several thin stripes between the already made ones.
Try to insert on the picture several more stripes, as those from below:
Set the next parameters for the layer containing the stripe with the color #A17425:
Blending Options>Drop Shadow
Blending Options>Inner Shadow
We may insert the same way several white stripes, applying the previous method:
Choosing the Custom Shape Tool (U), it's possible to draw a small star, colored with #F10C85. You may see below the demonstrated pattern for the star:
The layer's parameters: Blending Options>Stroke
Select the last applied Custom Shape Tool (U) to draw a smaller star above the first one, colored this time with #6A2700.
The layer's parameters: Blending Options>Stroke
Insert now the text we want to have on the picture, keeping the demands from the next presented table:
The layer's parameters: Blending Options>Drop Shadow
Blending Options>Stroke
Find in Internet a young girl's photo, processing it the next demonstrated way:
Create a new layer and then select the Rectangular Marquee Tool (M) on it.
Right click on the picture, choosing the Color Range option. Pick with Eyedropper Tool the brightest zone on the girl's shoulder.
We'll get the next selected zones:
Fill the selected zones on the picture with the color #EADCBC
Select Pen Tool (P) to outline the girl's contours. Right click on image and select Make Selection with Feather Radius – 0px.
Fill the selection with color: #490F02. Don't press Ctrl+D to Deselect.
Now we need to choise Select>Inverse and press Delete to cut the background around girl.
Merge Down both layers into a single one (Ctrl+E). Insert the new result on the picture.
Set the next parameters for the girl's new layer we've got: Blending Options>Stroke
Select again the Custom Shape Tool (U) for drawing a lot of small white stars of different sizes. Turn around the new stars, selecting the Free Transform option for this operation. Several of the layers containing the new stars should be placed lower than the layers containing the colored stripes, the same way shown below:
Finished!
More Tutorials: 
