Insert Graphics into your text, I have seen this tutorial before , however i have never seen it done this way , me personaly i bilieve this is as fast as it gets.
Open up your graphic/image and type your text.
Select your typing layer, set it to soft light like i did above and then while holding "CTRL" click the typing layer and this will select your layer.
Go to edit>>Copy merged or press CTRL+SHIFT+C
Now you need to open a new document and paste it into the document , you should get this..
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