1. First of all open a new document. here I have used document size=400 x 400 pixels and Resolution = 96 with RGB color mode
2. Select Text tool from the toolbar and type any words
3. Now here Double click on this layer and select Drop shadow in the Layer style. And choose the setting below
4. Now select the Inner Shadow and choose the setting below
5. Now here again select the Inner Glow and apply the following settings
6. Here select the Texture in Bevel and Emboss.
7. Select the Bevel and Emboss. Apply the following settings
8. Final Image
