Step 1: Create a new document within photoshop cs (File/New: Ctrl + N). Be sure that background contents: is set to white.
*Due to the behavior of a filter used, I usually create the document with twice the desired height, and then crop it once I am finished.
Step 2: Set the default colors to black and white (d). This ensures contrast in future steps.
Step 3: Create fibers (Filter/Render/Fibers).
Be sure that the preview shows variety of contrast, but not too much. You may have to play around with these settings again after you understand how to do it.
Step 4: Blur the image to make it more liney. Make sure the angle is set to 90 degrees (Filter/Blur/Motion Blur).
Step 5: Create a 3-d effect that to me looks like stretched rips through skin or plastic fabric (Filter/Filter Gallery/Sketch/Plaster).
Step 6: Select the areas you want to color. I simply used color range and clicked OK keeping the default settings which automatically selected only black (Select/Color Range). The black is supposed to be the holes in the fabric, so if their is something behind the cloth, put it in this selection.
Step 7: Color the rest of the image. This is the part of the image representing the ripped material. Inverse the selection (Select/Inverse: Ctrl + Shift + I) + (Image/Adjustments/Hue Saturation: Ctrl + U).
Step 8: Should this look like sliced cloth give it a pattern. I chose burlap. (Filter/Filter Gallery/Texture/Texturizer).
