1. In your website to create this new panel, make a selection and then go to select> modify > smooth > enter 3
Fill this selection with light grey.
2. Make a colour selection so that you have a light grey and a dark grey like below:
3. Now using the gradient tool 
and then fill the selection so that there is a dark rim on the top:
4. Deselect the top portion (hold alt) and do the same effect to the bottom.
5. Add the follow layer effects:
6. Now after adding some lines it should like like this, and your set!
More Tutorials: 
