1. Create a new document. I will be making mine 300x120. Make a grunge background in this document. If your not sure how to do this, please take our tutorial on grunge backgrounds:
2. About 3-4 layers up from the bottom, write something using the font tool and a large, bold font (Such as Impact). Make the font a dark grey:
3. It is very hard to see right now, but we will fix that. Go into the blending options for this text layer (Right click layer > Blending options). Add a drop shadow with the following settings:
4. Now add a bevel with the following settings:
5. Apply these changes by clicking Ok:
6. Rasterize this text layer (Right click the layer > Rasterize Layer). Now, pull out the eraser tool. Select a small grunge brush, and begin going around the border of your text and erasing parts of it:
7. Keep doing this to the inside and outside of your text until it looks like this:
8. Now, using your brush tool, select a small grunge brush, and start filling in parts of the areas around the text:
Now play around with it until you can see it clearly, and it fits the image well!
More Tutorials: 
