Well in this tutorial I'm going to show you how to do this -
Hopefully after doing this tutorial, you'll have a better understanding of how the Layer Styles work. Anyways... Open up a document and set the back ground color to whatever you want. Then get the paint brush and add black spots of different sizes here and there. You can change the size of the brush by using the buttons "[" and "]". Can be very handy for just about anything and can save time since you don't have to keep going to the main brush menu to change the sizes. You could also just right click and a drop down menu should appear, letting you change the size and softness of the brush. Anyways... heres what I've done (layer style download included at the end!)-
Then go to Filter>Distort>Wave and mess around with the settings till you get more of a liquidy shape.
Ok now... right click on the layer and go to Blending Optionsor else double click on the layer. Here are the values I've used... but feel free to experiment. You may need to change these values around depending on what kind of background your water droplets are on.
Then set the blending mode of the layer to screen. Heres what I got -
You can also save this layer style and use it for other things such as text or basically just a easier way of applying the style in the future without having to repeat all the steps above.
Just save the style and your set.
When you apply this method to some water and want it to seem it more blended in with it's background, you can use a Displacement filter which will blend it in better. Tutorial on thatcan be found here .
Also to save time you can download this layer style, apply it to your layer and look at the layer style settings to learn from it: Layer Style. There is a tutorial on using layer styles here.
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