Learn to create a water ripple in photoshop
Step 1: Start a new document of size 400x400 pix. Select Foreground(#54B6E9) and background(#005E8F).
Use the brush tool and select this brush and give some random strokes on the canvas.
Like this
Click to enlarge
Step 2: Now go to Filter>Blur>Radial Blur and use the following settings
This is what I got after the radial blur filter.
Click to enlarge
Step 3: Now go to Filters>Sketch>Basrelief and use the following settings
There we go we have a rippling water effect.
Click to enlarge
More Tutorials: 
