Today im going to show you an easy way to make a creative frame effect that you can apply on different stocks.

I use this pic:
1. Open your pic, dont need to duplicate it. I use Retangcle tool to draw a square on the pic like this: ( i prefer it than use Retangular marquee tool because im easier to edit the selection without affecting the pic) :
Right click on the square and choose Free transform path.
Transform it in the way you want. After it, right click again and choose Make selection with feather = 0. Duplicate the selection twice and rename it Layer 1 and layer 2.
Choose layer 1, go to Edit - Fill and fill it with any color you like. After doing it we have result:
2. Lower opacity of layer 1 to 30-50 % to be easier to choose another selection. Choose background again, use Retangcle tool to draw a square under the first one. Make selection and duplicate it once we have layer 3.
Move it under the layer 2 ( layer on the top).

3. Repeat the step 2 twice till it covers all her body. You can order layer position to get a different result. Mine is:
4.Now i will apply layer style for frame layers ( layer 2,3,4,5) . Choose layer 2:

After applying layer style, right click on layer 2 again, choose Copy layer style:
Right click on layer 3, 4, 5 and paste layer style. We have result:
5. Duplicate background and apply radial blur and adjust levels ( parameters as you want):
6. You still can change background by turning off two background layers and layer 1 and place any pic you like. Here is my result after adding something:


