Create a new document (800x650 px)
Open a photo that you want to decorate, in this tutorial I used this photo:
Move that photo to the new document. Press Ctrl + J to duplicate this layer and use Free Transform > Flip Horizontal. You'll get this:
Open this texture, move this texture to document and put its layer over the model layer, set blend mode: soft light:
Choose Brush Tool and select:
Apply brush several time to the picture to get a result like this: (remember to choose foreground color #D89A53):
Open this photo
Use Magnetic Lasso Tool to cut it (Feather = 1px).
Drag the flower to your main document. Press Ctrl + J to duplicate it. Use Transform and arrange like this:
Add more text, duplicate them and decrease the opacity
Create a new layer. Choose airbrushes and apply like this:
Go to Filter > Distort > Twirl:
Press Ctrl + F for Twirl-repeating until the picture becomes this:
Create a new layer then choose Gradient Tool:
Drag a straight line then set its opacity to 50% with blend mode: Color burn. You'll get this:
Choose this brush :
and apply them to the picture:
Press Shift + Ctrl + E to merge all layer together. Press Ctrl + J to duplicate.
Go to Filter > Blur > Gaussian Blur:
Set blend mode soft light and opacity 50%.
This is the final result:
Click here to download brushes used in this tutorial